• By accessing or using Fanum Pay, you agree to these Terms

• If you disagree with any part, you must not use our service

• These terms may be updated periodically

• Fanum Pay facilitates payment processing via Stripe

• We provide invoice and payout link generation

• No account creation required - link-based transactions

• Provide accurate information for transactions

• Comply with all applicable laws and regulations

• Responsible for your own tax obligations

• Must not use service for illegal activities

• Standard fee: 3.9% + $0.50 per successful transaction

• Additional fees for instant payouts where applicable

• Fees are non-refundable

• Chargebacks handled via Stripe's dispute process

• No illegal activities or products

• No money laundering or fraud

• Must comply with Stripe's prohibited businesses list

• No circumventing security measures

• Fanum Pay retains all rights to our platform

• Users retain rights to their own content

• Limited license to use our service

• See our Privacy Policy for details

• We process only necessary data for transactions

• Data shared with Stripe as required

• Service provided "as is" without warranties

• Limited liability to fees paid

• No liability for third-party actions

• User assumes risk of transactions

• Either party may terminate without notice

• Outstanding obligations survive termination

• Refunds per our refund policy

• Governed by laws of New Mexico, USA

• Disputes resolved in New Mexico courts

• Arbitration may be required

• Questions about these terms? Contact us

• Email: info@fanumpay.com

• Address: 1209 MOUNTAIN ROAD PL NE STE N, ALBUQUERQUE, NM 87110